Bank of America case analysis Essay Example for Free

Bank of America case analysis Essay Problem statement The main problem in this case is that whether bank of America add the complicate app and add more new features or not. If they add the new complexity application, it could cost lot of money, and it could also give their users some negative effect. Like the case described â€Å"it is unclear if users were ready to sign up for mortgages or credit cards on their mobile phones.† BofA concerns about how the mobile banking affect their customers. Because behavioral factor is very important that made people to accept the new things reluctantly or not. From the market survey we know that there are three main reasons that people not to use the mobile banking: concerns of security, cost of data, less value. So if bank of America want to add their new app or add more futures, they should cope with those three factors at first. Recommendation I think bank of America should add new apps, because they can get improvement about their customer loyalty and satisfaction, and they can gain more market share form this way. If they didn’t build it, maybe they will behind that of other banks. Another reason is that with the development of the communication technology, there will be have full of the customers have their smartphone rather than the regular phones, so it can give bank of America more confidence to add app for smartphone customers. One of the most reasons for people not using mobile banking is the security concern. So how to improve security on people’s mobile devices has become a very important thing. They can make an external device for their mobile banking. The external device can insert into the headphone jack on smartphone. After the connection, customer should slide their card, and then system will be prompted to enter some personal authentication information, and then will send a message for their s martphone to get the verification code before use the mobile banking to do their account activities. Customer can get this external device for free if they open an account at bank of America. But if they lost it they should pay it for $30 to get another. This external device can make sure that customers dont have to worry about security issues. With this security problem solved, BofA will gain more customers and more market shares.

Influence of Realism on Literature :: Literature Realism

Influence of Realism on Literature After World War I, American people and the authors among them were left disillusioned by the effects that war had on their society. America needed a literature that would explain what had happened and what was happening to their society. American writers turned to what is now known as modernism. The influence of 19th Century realism and naturalism and their truthful representation of American life and people was evident in post World War I modernism. This paper will try to prove this by presenting the basic ideas and of these literary genres, literary examples of each, and then make connections between the two literary movements. Realism Modernism not only depicted American society after World War I accurately and unbiasedly, but also tried to find the solutions brought upon by the suffering created by the war (Elliott 705). The realistic movement of the late 19th century saw authors accurately depict life and it’s problems. Realists attempted to â€Å"give a comprehensive picture of modern life† (Elliott 502) by presenting the entire picture. They did not try to give one view of life but instead attempted to show the different classes, manners, and stratification of life in America. Realists created this picture of America by combining a wide variety of â€Å"details derived from observation and documentation...† to â€Å"approach the norm of experience...† (3). Along with this technique, realists compared the â€Å"objective or absolute existence† in America to that of the â€Å"universal truths, or observed facts of life† (Harvey 12). In other words, realists objectively looked at American society and pointed out the aspects that it had in common with the general truths of existence. This realistic movement evolved as a result of many changes and transitions in American culture. In the late 1800’s, the United States was experiencing â€Å"swift growth and change† as a result of a changing economy, society, and culture because of an influx in the number of immigrants into America. Realists such as Henry James and William Dean Howells, two of the most prolific writers of the Nineteenth-century, used typical realistic methods to create an accurate depiction of changing American life.

The Alcoholics Anonymous

During the Alcoholics Anonymous meeting I attended, my eyes were opened to the disease of addiction. When I walked into the meeting, I introduced myself and announced that I am a nursing student and was there to observe. In sync, all of the people attending the meeting greeted me. Twelve people took turns to read the twelve steps on the road to recovery. After the twelve steps were read everyone introduced themselves and then everyone greeted them at once. It was announced that each person that was there for addiction had only had five minutes to share their story.The Alcoholics Anonymous meeting was definitely a reality check for me. There were many people that were there that announced that they were an addict that did not look or act like an addict. Many described the third step to be the most difficult of the twelve steps. The third step is transferring yourself to God or a higher power to get you through your addiction. At first this did not make sense to me, but I realized that addicts naturally need control over situations.So when they hand over themselves and their addictions to a higher power it is like they are stepping down from having control. It is as if they will not make any wrong decisions because their higher power is in control. So if they do make a wrong decision they feel it is not their fault which I do not agree with. The difference between NA and AA is that AA believes you are clean as long as you did not have any alcohol, but NA believes you are clean as long as you did not have any mood or mind altering substances, which includes alcohol.I definitely enjoyed NA better than AA because it was more fulfilling and not so ignorant to the actual idea of addiction. AA believes in trading one addiction for another even if it is more dangerous than alcohol. It is not said at the AA meeting that this is the case, but that is what I got from it. At the end of the meeting they also said the serenity prayer like the NA meetings in a circle.

Essay on The Facts about Skin Cancer - 898 Words

Skin Cancer What is Skin Cancer? Skin cancer: is created by a malignant growth of cells that are found on the outer layers of the skin. Quite a few types of cancers can grow in the skin. The two common ones are basal and squamous cell carcinoma. These two are preferably known as non-melanoma skin cancer. What are the causes of Skin Cancer? Skin cancer is typically caused by long term exposures to ultraviolet (UV) radiation. UV radiation can damage our genetic information (DNA) in the cells enabling them to deteriorate, or not have the ability to function properly causing them to multiply out of control. In addition to obtaining skin cancer from UV radiation, the environment can play a great factor towards our health. The two types of†¦show more content†¦To detect if a patient or someone has developed skin cancer, a doctor must carefully examine their body. The doctor needs to spot the growths, moles, and dry patches to see if any changes had appeared. In order to get a better look, the dermatologists use a tool called a dermascope. This device is used to reflect light on the skin. It expands the skin allowing the doctor to be exposed to the different layers and tincture of the skin. If the doctor detects skin irregularities, the doctor can remove it or at least some small parts. The extra skin cells will be sent off to a laboratory in order to run tests on the substance. This is called a biopsy. A biopsy can be a diagnostic method to see if someone has skin cancer. This is very crucial step because without a biopsy it is impossible to seek clarification. Different forms of treatments provided for Skin Cancer? Depending on where it is found on the body, how it appears and if it is aggressive, doctors may be able to treat it. The different options for treating skin cancer are: †¢ Surgical treatment: the main purpose is to remove the cancer before it spreads, which may be impossible. Doctors often engage in these other procedures: †¢ Excision: The doctors uses anesthesia to solidify the patient’s skin. The doctors then surgically cut the skin and removeShow MoreRelatedSkin Cancer Essay1178 Words   |  5 PagesSymptoms of Skin Cancer The Causes and symptoms of Skin Cancer While tanning beds and extreme use/exposure to UV rays are ways to get skin cancer, there are also various other ways to get it. Many don’t know that genetics and traits can actually play a huge role in developing this dangerous disease. They also don’t know that skin cancer is the most common type of cancer in the U.S. today. According to the Skin Cancer Foundation more people over the last 300 years have had skin cancer than all ofRead MoreSkin Cancer and the Elderly Essays1008 Words   |  5 Pagesnaturally otherwise. 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Key Strategies Chromic diseases areRead MoreTypes of Cancer1236 Words   |  5 PagesCancer Research Task Types of Cancer: Carcinoma - is a cancer that lines the surface of the skin, glands, organs which are the epithelial tissue. Sarcoma- is a cancer that grows on the cartilage, fat, bone, muscle and tendons which are the connective tissues in the body. Leukaemia- is a cancer of the bone marrow and affects the blood, lymphatic and immune system. I have decided to do my Cancer Research task on skin cancer as it is a very common form of cancer and my grandpaRead MoreShould Sunblock Be Applied Every Day?956 Words   |  4 Pagesdefinitely not the case, sunblock should be applied every day, a couple times during the day for added measure to protect the skin from the harmful ultraviolet B (UVB), and ultraviolet A (UVA) sun rays. 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